Business Interest Checking


The First Citrus Bank Business Interest Checking account is available to Sole Proprietorships, Non-Profit Organizations and Governmental units whom would like to earn interest on their business checking account.

  • Minimum to open: $1,000
  • With a minimum daily balance of $2,000 - No maintenance fee
  • $14.00 maintenance fee per statement cycle, if applicable
  • Unlimited items paid or deposited per statement cycle with no per item charges
  • Imaged statements
  • Complimentary Internet Banking Bill Pay



Rate Information: Interest begins to accrue no later than the business day we receive the credit for the deposit of non-cash items. Interest will be compounded daily, and credited to the account each statement cycle. The interest rate is subject to change.

Balance Information: We will use the daily balance method to calculate the interest on the account, This method applies a daily periodic rate to the principal in the account each day. The customer must maintain a minimum daily balance of $2,000 to obtain the disclosed annual percentage yield . No interest will be earned during the statement cycle in days which the balance falls below $2,000. Additional charges may reduce APY earnings.