First Citrus Bank

Safety & Soundness First

We see ourselves not just as a business, but also as members of the community.

Our Mission Statement

Provide personalized community banking services to individuals, professionals, executives & entrepreneurs. Nurture loyal client relationships. Proactively contribute in the community. Invest in the future through our people and workplace. Deliver banking services that go beyond client expectations.

		Interest Rates							APY¹
3 months		.10							.10
6 months		.30							.30
9 months		.40							.40
11 months		.50							.50
12 months		.50							.50

		Interest Rate							APY¹
18 months		.60							.60
24 months		.75							.75
36 months		1.00							1.00
48 months		1.19							1.20
60 months		1.49							1.50

¹Annual Percentage Yield

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs").

It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.