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Career Opportunities

Career Opportunities

First Citrus Bank aims to become the independent premier bank in Tampa Bay, recognized for integrity, teamwork and professionalism. Based on the aforementioned core values, and with the cardinal business principle of "safety and soundness first," First Citrus Bank takes pride in our professional, high quality, and skilled associates.

Available Positions: 

SBA Loan Assistant

First Citrus Bank is currently seeking candidates for the position of SBA Loan Assistant. For consideration, please submit your resume to careers@firstcitrus.com.
*Please note this is not a secure email. Confidential or personal information should not be communicated in this manner.

View more information on this opening

SBA Loan Assistant

Cardinal Business Principal: Safety and Soundness First

Core Values: Honor, Collaboration, Professionalism

Position: SBA Loan Assistant

Department: Loan Department

Reports To: Senior Vice President, SBA Loan Specialist

Primary Responsibilities:

  • Provide exceptional service to our internal and external customers in accordance with First Citrus Bank's Core Values of Honor, Collaboration and Professionalism

  • Provide administrative support for SBA Loan Specialist, including drafting and finalizing memos and correspondence, copy and data input

  • Perform the day to day loan administration activities for the SBA department including processing, closing, funding, monitoring and maintaining compliant files with current information.

  • Prepare all documentation required by SBA for loan submission to obtain approval.

  • Coordinate the collection of data for pipeline reporting, tracking, production reporting and loan status.

  • Ensure the SBA pipeline report is updated weekly to reflect all changes to loans in process.

  • Prepare lists for borrowers identifying outstanding items needed for credit underwriting and/or closing.

  • Serve as a secondary point of contact for the SBA department, including all third party vendors, and internal partners for information and processing of SBA loans.

  • Perform, monitor and track the tax verification process including implementing standard procedures.

  • Attend SBA related training sessions to gain expertise on documentation, submission, funding and servicing requirements.

  • Contribute to the success of the SBA Department with willingness to share in all department responsibilities, as required or assigned.

  • Other duties as assigned.          

    Supervisory Responsibilities:

    • This job has no supervisory responsibilities

    Requirements:

    • Strong organizational, time management, data review and processing skills; ability to identify and resolve issues and interpret data, manage multiple assignments and goals with minimal direction.

    • Demonstrates the ability to focus on key issues and makes decisions under pressure of time constraints.

    • Understands and applies principles, procedures, compliance requirements and policies related to assigned area, as well as the Bank's policies, procedures, products and services.

    • Ability to work well both independently and as a constructive team member, be adept at building positive internal and external relationships, and contribute to an ethical, respectful, community-oriented work environment.

    • Ability to be flexible/adaptable while understanding the work environment is constantly changing and adjusts own approach and behavior accordingly; adapts to new ideas and initiatives across a wide variety of issues and situations; recognizes and responds quickly to shifting opportunities.

    • Strong computer skills with working knowledge of Bank related software and Microsoft Excel, Word, Outlook and PowerPoint, with the ability to learn and adapt to new technology quickly.

    Education and/or Experience:
    • Requires a High School Diploma or equivalent; college degree preferred.

    • 3-5 years of customer service experience in a commercial lending support role.

For consideration, please email resume and cover letter to careers@firstcitrus.com. No phone calls please

Construction Loan Administrator

First Citrus Bank is currently seeking candidates for the position of Construction Loan Administrator. For consideration, please submit your resume to careers@firstcitrus.com.
*Please note this is not a secure email. Confidential or personal information should not be communicated in this manner.

View more information on this opening

Construction Loan Administrator

Cardinal Business Principal: Safety and Soundness First

Core Values: Honor, Collaboration, Professionalism

Position: Construction Loan Administrator

Department: Loan Documentation

Reports To: Loan & Documentation Manager

Primary Responsibilities:

Due Diligence and Risk Assessment (50% of time)

    • Analyzing project scope, project budget, and construction schedule to determine risk profile and administrative requirements for the loan.

    • Reviewing budget prior to closing to ensure all project costs are identified, sources and uses are in balance, and sufficient soft costs are available for project completion.

    • Reviewing contracts, budgets, plans, specifications, appraisals, phase one and other third-party reports and documents to support risk profile analysis.

    • Scheduling and leading pre-closing meetings with Banker and borrower to ensure draw process is explained and any issues are identified prior to closing.

    • Determining inspection requirements and coordinating inspection profile and schedule with approved vendors.

    • Providing monthly Construction Portfolio Review updates.

    • Documenting risk profile analysis and providing a recommendation to the Construction Administration Manager for final approval regarding assigned loans/projects.

    • Close and manage in compliance with the approval

Draw Administration (50% of time)
    • Reviewing draw requests for assigned construction loans, ensuring funding requests are in compliance with credit approvals, loan document requirements and approved budgets.

    • Identifying risks to budget overruns or project completion and escalating issues to their manager.

    • Coordinating necessary inspections, title updates, etc., and completing reviews prior to disbursing funds.

    • Verifying receipt of required documentation from contractors, subcontractors and equipment suppliers (e.g., lien releases, proof of insurance, etc.) prior to disbursing funds.

    • Ensuring compliance with internal document retention policies.

    • Adding and administering vendor accounts for approved vendors involved in the servicing of construction loans.

    • Other duties as assigned.

    Supervisory Responsibilities:

    • This job has no supervisory responsibilities

    Requirements:

    • Advance understanding of construction budgets and budget monitoring.

    • Advance understanding of construction documentation, title requirements and construction inspection practices.

    • Strong organizational, analytical and problem solving skills.

    • Excellent client service skills.

    • Exceptional collaboration and teamwork approach.

    • Intermediate knowledge of general banking and accounting principles and regulations.

    • Ability to maintain a high level of confidentiality regarding client and Bank information.

    • Highly effective internal and external communication skills using all available communications methods.

    • Ability to manage multiple efforts in a growth-oriented environment, remaining focused on achieving successful outcomes.

    • Good working knowledge of Microsoft Office software and internal Bank systems.

Education and/or Experience:

    • Bachelor's degree in Business, Finance, or related field preferred

    • Minimum 5 years of experience in banking or loan administration with a focus on construction risk monitoring

For consideration, please email resume and cover letter to careers@firstcitrus.com. No phone calls please

e-Banking Coordinator

First Citrus Bank is currently seeking candidates for the position of e-Banking Coordinator. For consideration, please submit your resume to careers@firstcitrus.com.
*Please note this is not a secure email. Confidential or personal information should not be communicated in this manner.

View more information on this opening

e-Banking Coordinator

Cardinal Business Principal: Safety and Soundness First

Core Values: Honor, Collaboration, Professionalism

Position: e-Banking Coordinator

Department: Deposit Operations

Reports To: Deposit Operations Manager

Primary Responsibilities:

  • Verify documents prepared by Branches and Treasury

  • Schedule annual site visits to Remote Deposit Clients

  • Responsible for On-line Banking, ACH, RDC, Mobile, Positive Pay and Wire Setups

  • Complete end-of-month reporting

  • Conduct routine daily maintenance of Electronic Banking products via several reports. This includes Bill Payment, ACH Transfers, Mobile Banking and Deposit Capture, Positive Pay, Remote Deposit Capture and Wire Origination maintenance reports

  • Provide customer support

  • Monitor inactive users on Bill Pay

  • Manage permanent and temporary limit raises

  • Share responsibility for after-hours deposit approvals

  • Assist with wire and ACH daily approvals

  • Assists with special projects and tasks assigned within the department as needed

  • Other duties as necessary

Supervisory Responsibilities:

  • This job has no supervisory responsibilities

Requirements:

  • Ability to demonstrate sound judgement in decision making while following all bank policies and procedures

  • Strong communication skills (including verbal and non-verbal) and active listening skills

  • Solid problem solving skills and analytical aptitude

  • Ability to work efficiently and accurately, set schedules and meet deadlines

  • Strong organization skills with attention to detail

  • Above average technical ability to support products, services and customers

  • Proficient keyboarding skills and Internet Navigation skills

  • Flexibility and eagerness to learn

Education and/or Experience:

  • High school diploma or equivalent and one year banking operations experience that includes e-Banking

  • Associates degree in related field or equivalent general banking experience preferred

For consideration, please email resume and cover letter to careers@firstcitrus.com. No phone calls please

*Employment contingent upon acceptable background and credit history report. Drug-free work environment. Pre-employment drug screening required. First Citrus Bank is an Equal Opportunity Employer supporting diversity in the workplace. It is the policy and practice of First Citrus Bank to recruit employees without discrimination of race, religion, color, sex, age, disability, national origin or veteran status and to promote based on individual performance. No phone calls please.

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Brandon Location Map

First Citrus Bank Brandon

1314 Oakfield Drive | Brandon, FL 33511

Customer Service

813-864-0929

Loans

813-269-5414

Fax

813-864-0937

Monday - Thursday

  • Lobby: 9:00am - 4:00pm
  • Drive-Thru: 8:00am - 5:30pm

Friday

  • Lobby: 9:00am - 6:00pm
  • Drive-Thru: 8:00am - 6:00pm
Carrollwood Location Map

First Citrus Bank Carrollwood

10824 N. Dale Mabry Hwy | Tampa, FL 33618

Customer Service

813-926-2848

Loans

813-269-5414

Fax

813-269-5416

Monday - Thursday

  • Lobby: 9:00am - 4:00pm
  • Drive-Thru: 8:00am - 5:30pm

Friday

  • Lobby: 9:00am - 6:00pm
  • Drive-Thru: 8:00am - 6:00pm
Citrus Park Location Map

First Citrus Bank Citrus Park

13850 Sheldon Road | Tampa, FL 33626

Customer Service

813-926-5588

Loans

813-269-5414

Fax

813-864-1250

Monday - Thursday

  • Lobby: 9:00am - 4:00pm
  • Drive-Thru: 8:00am - 5:30pm

Friday

  • Lobby: 9:00am - 6:00pm
  • Drive-Thru: 8:00am - 6:00pm
Kennedy Location Map

First Citrus Bank Kennedy

4302 West Kennedy Blvd. | Tampa, FL 33609

Customer Service

813-422-6625

Loans

813-269-5414

Fax

813-422-6650

Monday - Thursday

  • Lobby: 9:00am - 4:00pm
  • Drive-Thru: 8:00am - 5:30pm

Friday

  • Lobby: 9:00am - 6:00pm
  • Drive-Thru: 8:00am - 6:00pm
South Tampa Location Map

First Citrus Bank South Tampa

4240 Henderson Boulevard | Tampa, FL 33629

Customer Service

813-287-0992

Loans

813-269-5414

Fax

813-287-0322

Monday - Thursday

  • Lobby: 9:00am - 4:00pm
  • Drive-Thru: 8:00am - 5:30pm

Friday

  • Lobby: 9:00am - 6:00pm
  • Drive-Thru: 8:00am - 6:00pm