What We Do For Individuals

Personal Checking Accounts


Electronic, Easy and Efficient

  • $25 minimum balance to open
  • FREE eStatements OR $3.95 per statement cycle for paper statements
  • 10 FREE checks paid per statement cycle
    • $.50 each for additional checks

Account Includes

  • No foreign ATM fee**
  • Overdraft protection***
  • $0 maintenance fee per statement cycle when (1) of the following is maintained:
    • $200 in debit card transaction(s)
    • $350 in direct deposit(s)
  • OR $3 maintenance fee per statement cycle

** DFCU Financial will not refund fees assessed by other ATM Networks.

*** Overdraft protection is available to qualifying clients.

Managing Your Card


Access 24/7

Online and Mobile Banking


Publix Presto ATMS

Access to over 1,200 Publix Presto ATMs


Tap To Pay

Enjoy using your First Citrus debit card with Apple, Google and Samsung Pay


Card Valet

Manage your debit card at the touch of a button



Send Money Fast, Safe and Easy

If you have questions regarding any of our services or would like to obtain more details: