What We Do For Individuals

Personal Checking Accounts


Electronic, Easy and Efficient

  • $25 minimum balance to open
  • FREE eStatements OR $3.95 per statement cycle for paper statements
  • 10 FREE checks paid per statement cycle
    • $.50 each for additional checks
  • $0 maintenance fee per statement cycle when (1) of the following is maintained:
    • $200 in debit card transaction(s)
    • $350 in direct deposit(s)
  • OR $3 maintenance fee per statement cycle

eChecking Account Includes

  • Visa debit card with chip technology
  • Mobile banking*
  • Publix Presto ATM Network
  • No foreign ATM fee**
  • Overdraft protection***

* Message and data rates apply.

** First Citrus Bank will not refund fees assessed by other ATM Networks.

*** Overdraft protection is available to qualifying clients.

Couple setting up e-checking

If you have questions regarding any of our services or would like to obtain more details: