What We Do For Individuals

Personal Checking Accounts

Citrus Gold Checking

Relationship Banking

  • $25 minimum balance to open
  • $0 maintenance fee per statement cycle when (1) of the following is maintained:
    • $2,500 minimum daily balance in Citrus Gold Checking account
    • $3,500 minimum daily balance in Personal Savings account
    • $5,000 minimum daily balance in Personal Money Market account
    • $10,000 minimum daily balance in Personal Certificate of Deposit account

    OR $17 maintenance fee per statement cycle

  • Earn interest on balances $1,000 and over

Citrus Gold Checking Account Includes

  • No foreign ATM fee**
  • Overdraft protection***
  • Standard personalized checks †
  • Official checks
  • 3x5 safe deposit box

** First Citrus Bank will not refund fees assessed by other ATM Networks.

*** Overdraft protection is available to qualifying clients.

+ Bank selects qualifying style.

Managing Your Card

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Access 24/7

Online and Mobile Banking

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Publix Presto ATMS

Access to over 1,200 Publix Presto ATMs

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Tap To Pay

Enjoy using your First Citrus Bank debit card with Apple, Google and Samsung Pay

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Card Valet

Manage your debit card at the touch of a button

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Zelle®

Send Money Fast, Safe and Easy

If you have questions regarding any of our services or would like to obtain more details: