What We Do For Individuals
Personal Checking Accounts
Citrus Gold Checking
Rewarded With Interest
- $25 minimum balance to open
- $0 maintenance fee per statement cycle when (1) of the following is maintained:
- $2,500 minimum daily balance in Citrus Gold Checking account
- $3,500 minimum daily balance in Personal Savings account
- $5,000 minimum daily balance in Personal Money Market account
- $10,000 minimum daily balance in Personal Certificate of Deposit account
OR $17 maintenance fee per statement cycle
- Earn interest on balances $1,000 and over
Citrus Gold Checking Account Includes
- Visa debit card with chip technology
- Mobile banking*
- Publix Presto ATM Network
- No foreign ATM fee**
- Overdraft protection***
- Standard personalized checks †
- Official checks
- 3x5 safe deposit box
* Message and data rates apply.
** First Citrus Bank will not refund fees assessed by other ATM Networks.
*** Overdraft protection is available to qualifying clients.
+ Bank selects qualifying style.
Rate Information: Interest begins to accrue no later than the business day we receive the credit for the deposit of non-cash items. Interest will be compounded daily, and credited to the account each statement cycle. The interest rate is subject to change.
Balance Information: Daily balance method will be used to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. The client must maintain a minimum daily balance of $1,000 to obtain the disclosed annual percentage yield. No interest will be earned during the statement cycle on days in which the balance falls below $1,000. Additional charges may reduce APY earnings.
If you have questions regarding any of our services or would like to obtain more details: