What We Do For Individuals

Personal Checking Accounts

Cash Back Checking

The Checking Account That Pays You

  • $25 minimum balance to open
  • $0 maintenance fee per statement cycle with $1,500 average daily balance when (1) of the following is maintained:
    • $400 in debit card transaction(s)
    • $700 in direct deposit(s)
  • OR $10 maintenance fee per statement cycle
Cash Back Checking

Earn Up To $6 Cash* Per Statement Cycle

Earn Up to $5

$1,000 in debit card transaction(s) per statement cycle

AND (1) of the following:

  • (1) external electronic payment
  • (1) First Citrus Bank online bill payment
Earn Up to $1

At least $50,000 combined balances in one or more of the following personal accounts:

  • Money Market
  • Savings
  • Loan

* Earned cash will be credited to First Citrus Bank checking account at the end of each statement cycle.

Account Includes

Cash Back Checking Includes

  • Visa debit card with chip technology
  • Mobile banking**
  • Publix Presto ATM Network
  • No foreign ATM***
  • Overdraft protection†
  • First order of standard personalized checks‡

** Message and data rates apply.

*** First Citrus Bank will not refund fees assessed by other ATM Networks.

† Overdraft protection is available to qualifying clients.

‡ Bank selects qualifying style.

The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

If you have questions regarding any of our services or would like to obtain more details: