What We Do For Individuals

Personal Checking Accounts

Cash Back Checking

The Checking Account That Pays You

  • $25 minimum balance to open
  • $0 maintenance fee per statement cycle with $1,500 average daily balance when (1) of the following is maintained:
    • $400 in debit card transaction(s)
    • $700 in direct deposit(s)
  • OR $10 maintenance fee per statement cycle

Account Includes

  • No foreign ATM***
  • Overdraft protection†
  • First order of standard personalized checks‡

*** First Citrus Bank will not refund fees assessed by other ATM Networks.

† Overdraft protection is available to qualifying clients.

‡ Bank selects qualifying style.

Earn Up To $6 Cash* Per Statement Cycle

Earn Up to $5

$1,000 in debit card transaction(s) per statement cycle

AND (1) of the following:

  • (1) external electronic payment
  • (1) First Citrus Bank online bill payment
Earn Up to $1

At least $50,000 combined balances in one or more of the following personal accounts:

  • Money Market
  • Savings
  • Loan

* Earned cash will be credited to First Citrus Bank checking account at the end of each statement cycle.

Managing Your Card

access-24-7

Access 24/7

Online and Mobile Banking

publix-presto

Publix Presto ATMS

Access to over 1,200 Publix Presto ATMs

tap-to-pay

Tap To Pay

Enjoy using your First Citrus Bank debit card with Apple, Google and Samsung Pay

card-valet

Card Valet

Manage your debit card at the touch of a button

zelle

Zelle®

Send Money Fast, Safe and Easy

If you have questions regarding any of our services or would like to obtain more details: