What We Do For Business

Savings Account

Business Savings Account Comparison

Savings Account FeaturesBusiness Money
Market
Business SavingsBusiness Share
Certificates
Free Internet Banking
Free Imaged Statements
Earn Interest
Fees & Requirements
Minimum to Open$2,500$500$1,000
Maintenance Fee Per Statement Cycle$14$3$0
Daily Balance to Avoid Maintenance Fee$2,500$500$0
Additional Withdrawls$5$2$0

Business Money Market

Earn interest and enjoy immediate access to your funds with a tiered DFCU Financial Business Money Market account. It’s flexible and offers a variety of advantages.

  • Minimum to open $2,500
  • With a minimum daily balance of $2,500 - No maintenance fee
  • $14.00 maintenance fee per statement cycle, if applicable
  • 6 covered withdrawals allowed during a statement cycle, per Federal Regulations
  • Additional withdrawals $5.00 each
  • Imaged statements
  • Complimentary Internet Banking

Below are the interest rate tiers based on daily balances:

Tier I $2,500 - $49,999.99

Tier II $50,000 - $99,999.99

Tier III $100,000 and up

Rate Information: Interest begins to accrue no later than the business day we receive the credit for the deposit of non-cash items. Interest will be compounded daily, and credited to the account each statement cycle. The interest rate is subject to change.

Daily Balance: Daily balance method will be used to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. The client must maintain a minimum daily balance of $2,500 to obtain disclosed annual percentage yield. No interest will be earned during the statement cycle on days in which the balance falls below $2,500. Additional charges may reduce APY earnings.

Business Savings

Earn interest on business funds at a competitive rate with the DFCU Financial Business Savings account.

  • Minimum to open $500
  • With a minimum daily balance of $500 - No maintenance fee
  • $3.00 maintenance fee per statement cycle, if applicable
  • 2 withdrawals per statement cycle at no charge
  • Additional withdrawals $2.00 each
  • Complimentary Internet Banking

Rate Information: Interest begins to accrue no later than the business day we receive the credit for the deposit of non-cash items. Interest will be compounded daily, and credited to the account each statement cycle. The interest rate is subject to change.

Daily Balance: Daily balance method will be used to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. The client must maintain a minimum daily balance of $500 to obtain the disclosed annual percentage yield. No interest will be earned during the statement cycle on days in which the balance falls below $500. Additional charges may reduce APY earnings.

Business Share Certificates

For longer term investments with higher yield, DFCU Financial offers a variety of Business Share Certificates for your business. Interest rates vary according to term, and interest can be paid monthly on anniversary, quarterly on anniversary, semiannually on anniversary, or at maturity - it’s your choice. Interest may be reinvested, deposited to another account, or paid by check. Business Share Certificates are subject to a penalty for early withdrawal.

  • Minimum to open $1,000
  • Terms range from three (3) months to sixty (60) months
  • Automatic Certificate renewal available

Balance Information: We will use the daily balance method to calculate the interest on the account, which applies a daily periodic rate to the principal in the account each day. The customer must maintain a minimum daily balance of $2,500 to obtain the disclosed annual percentage yield. No interest will be earned during the statement cycle in days which the balance falls below $2,500. Additional charges may reduce APY earnings.

If you have questions regarding any of our services or would like to obtain more details: