What We Do For Business

Business Loans

Top Lender for Business Loans in Tampa Bay

First Citrus Bank, your local Tampa Bay community bank, is your best partner when it comes to acquiring business loans that address immediate financial challenges, as well as supporting growth and expansion. From start-up needs to expansion opportunities, and capital infusion to exit stage, First Citrus Bank provides financial support throughout the business lifecycle.

First Citrus Bank champions the success of local small business, further enhancing the vibrancy of our Tampa Bay community.

Commercial Lending Solutions in Tampa Bay

At First Citrus Bank, we get to know our clients. Business owners are the backbone of the community. Our lending expertise includes:

SBA 7(a) & 504 Loans

Partially guaranteed loans through the Small Business Administration

Our SBA loan specialists can provide eligible businesses with access to SBA loans.

Working Capital

Flexible access to funds to keep your business running

A working line of credit is a revolving credit line to cover operating costs, such as payroll, inventory or rent.

Equipment Financing

Self-collateralized loans for necessary business equipment

A business owner's financial solution to getting the equipment they need to run their business successfully.

Lines of Credit

A flexible business loan that works like a credit card

A business line of credit (LOC) is a revolving loan that finances short-term working capital requirements.

Real Estate Loans

Financing solutions for commercial properties

Commercial real estate loans for purchasing and improving new or existing commercial properties.

Commercial Vehicle Loan

Your solution for financing commercial vehicles

If you drive it for business, your vehicles, trucks and equipment may qualify for a commercial auto loan.

Letters of Credit

Provide confidence to your suppliers of timely payments

Letters of credit can establish trust in a financial transaction and are customizable to the unique scenario.

Acquisition Financing

Merger and acquisition financing for business growth

Our Tampa Bay bankers can guide you through an investment property purchase or partner buy out.

Construction Loans

Flexible financing for Tampa Bay construction projects

First Citrus Bank delivers timely commercial construction loans for growing Tampa Bay businesses.

Ready to find out more?

First Citrus Bank has six offices located in Tampa, South Tampa, St. Petersburg, Carrollwood, Citrus Park, and Brandon. Contact us today to discuss your specific financing needs.

If you have questions regarding any of our services or would like to obtain more details: