Privacy Policy

What Does First Citrus Bank Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and credit history
- Income and employment information
- Payment history and transaction history
When you are no longer our customer, we continue to share your information as described in this
notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons First Citrus Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes First Citrus
Bank share?
Can you limit
this sharing?
For our everyday business purposes –-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes --
to offer our products and services to you
YesNo
For joint marketing with other financial companiesYesNo
For our affiliates' everyday business purposes --
information about your transactions and experiences
NoWe don't share
For our affiliates' everyday business purposes --
information about your creditworthiness
NoWe don't share
For affiliates to market to youNoWe don't share
For nonaffiliates to market to youNoWe don't share

Questions?

Call 813-920-9448

How does First Citrus Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Citrus Bank collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or open an account
  • apply for financing or deposit money
  • provide account information

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

First Citrus Bank has no affiliates.

Nonaffilaites

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

First Citrus Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include a credit card company.