Citrus Gold Checking


Banking the way it should be. Citrus Gold is First Citrus Bank's premier personal checking account. Minimum to Open: $1000. With the Citrus Gold Account, you receive the following benefits:

  • Free Personal Checks
  • Free Traveler's Checks
  • Free Cashier's Checks
  • Free Notary Service
  • Unlimited check writing
  • No per item fees
  • Complimentary VISA Debit Card
  • Free transactions at First Citrus Bank ATMs
  • Interest paid on balances over $1,000
  • $17.00 maintenance fee per statement cycle, if applicable
  • No maintenance fees if you maintain one of the following:
  •      $2,500 minimum daily balance in the Citrus Gold account
  •      $3,500 minimum daily balance in a Savings account
  •      $5,000 minimum daily balance in a Money Market account
  •      $10,000 minimum daily balance in a Certificate of Deposit account

Rate Information:  Interest begins to accrue no later than the business day we receive the credit for the deposit of non-cash items. Interest will be compounded daily, and credited to the account statement cycle. The interest rate is subject to change.

Balance Information: We will use the daily balance method to calculate the interest on the account, which applies a daily periodic rate to the principal in the account each day. The customer must maintain a minimum daily balance of $1,000 to obtain the disclosed annual percentage yield.  No interest will be earned during the statement cycle in days that the balance falls below $1,000.  Additional charges may reduce APY earnings.