Personal Savings

This First Citrus Bank Personal Savings account allows you to earn interest on your money.


  • Minimum to open: $100
  • With a daily balance of $300 - No maintenance fee
  • $3.00 maintenance fee per statement cycle, if applicable
  • 2 withdrawals per statement cycle at no charge
  • Additional withdrawals $2.00 each
  • Free transactions at First Citrus Bank ATMs


Rate Information: Interest begins to accrue no later than the business day we receive the credit for the deposit of non-cash items. Interest will be compounded daily, and credited to the account each statement cycle. The interest rate is subject to change.

Balance Information: We will use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. The customer must maintain a minimum daily balance of $300 to obtain the disclosed annual percentage yield. No interest will be earned during the statement cycle in days which the balance falls below $300. Additional charges may reduce APY earnings.