Personal Money Market

Earn a competitive interest rate and enjoy immediate access to your funds with the First Citrus Bank tiered Personal Money Market account. It's flexible and offers a variety of advantages.

  • Minimum to open: $2,500
  • With minimum daily balance of $2,500 - No maintenance fee
  • $14.00 maintenance fee per statement cycle, if applicable
  • Imaged statements
  • 6 covered withdrawals allowed during a statement cycle, per Federal Regulations
  • Additional withdrawals $5.00 each
  • Below are the interest rates tiers based on daily balances:
    • Tier I - $2,500 - $9,999.99
    • Tier II - $10,000 - $49,999.99
    • Tier III - $50,000 and up


Rate Information: Interest begins to accrue no later than the business day we receive the credit for the deposit of non-cash items. Interest will be compounded daily, and credited to the account each statement cycle. The interest rate is subject to change.

Balance Information: We will use the daily balance method to calculate the interest on the account, which applies a daily periodic rate to the principal in the account each day. The customer must maintain a minimum daily balance of $2,500 to obtain the disclosed annual percentage yield. No interest will be earned during the statement cycle in days which the balance falls below $2,500. Additional charges may reduce APY earnings.