Personal Interest Checking

The First Citrus Bank Personal Interest Checking account offers the convenience of unlimited check writing, with the additional benefit of earning interest.

  • Minimum to open: $1,000
  • With a minimum daily balance of $1,500, or an average statement cycle balance of $3,000 - No maintenance fee
  • $14.00 maintenance fee per statement cycle, if applicable
  • Complimentary VISA Debit Card
  • Free transactions at First Citrus Bank ATMs


Rate Information: Interest begins to accrue no later than the business day we receive the credit for the deposit of non-cash items. Interest will be compounded daily, and credited to the account each statement cycle. The interest rate is subject to change.

Balance Information: We will use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. The customer must maintain a minimum daily balance of $1,500 to obtain the disclosed annual percentage yield. No interest will be earned during the statement cycle in days that the balance falls below $1,500. Additional charges may reduce APY earnings.