Tuesday, June 18, 2013

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IRA


Set aside money for retirement with a First Citrus Bank IRA savings account. First Citrus Bank offers traditional IRAs in the form of Certificates of Deposit.

  • Minimum to open: $1,000
  • Terms range from three (3) months to sixty (60) months
  • No penalty for withdrawal after reaching age 59
  • Subject to penalty for early withdrawal, as required by law

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NOTICE OF EXPIRATION OF THE TEMPORARY FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. 
 
For more information about the expiration of temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.