Business Banker

Cardinal Business Principal: Safety and Soundness First
 
Core Values: Integrity, Team Work, Professionalism
 
Position: Business Banker
Department: Loan Department / Brandon Market
Reports To: SVP or EVP/Team Leader
 
Primary Responsibilities:
 
  • Independently manage an existing loan portfolio including maturities and collections as
    assigned
  • Anticipate Team Leader's needs in managing client relationships
  • Develop new business banking relationships
  • Proactively review credit and documentation files of existing loans and scrub for completeness
  • Drive the renewal/review process for matured loans and loans with annual reviews
  • Communicate with clients to proactively collect current and complete financial packages for renewals and new loan requests
  • Communicate directly with clients to gather relevant pending/updated financial
    information
  • Work independently in addressing client inquiries and requests
  • Track required convenants and communicate with clients to gather required information
  • Accompany Team Leader on customer calls as needed
  • Make presentation to appropriate Loan Committee as requested
  • Work closely with administrative assistant to coordinate new/renewal closing process and ensure compliance with regulatory requirements
  • Work with and support Loan Operations Dept to ensure clients are properly serviced, loans are booked in accordance with policy and document tracking items are received
  • Assist Team Leader in managing past dues loans and collecting
  • Provide all necessary underwriting
Requirements:
  • Minimum of 7 yrs prior banking experience
  • Minimum of 3 yrs prior credit underwriting experience
  • Bachelor's Degree
  • Proficient with Microsoft Word and Excel
  • Sound critical thinking and analytical skills
  • Cogent communication skills, including speaking/presenting to a committee
  • Ability to read, comprehend, and spread business financial statements
  • Detail orient with strong organization skills
  • Committed to a career in banking

For consideration, please email resume and cover letter to careers@firstcitrus.com. No phone calls please.