Business Banker
Cardinal Business Principal: Safety and Soundness First
Core Values: Integrity, Team Work, Professionalism
Position: Business Banker
Department: Loan Department
Reports To: SVP or EVP/Team Leader
Primary Responsibilities:
- Independently manage an existing loan portfolio including maturities and collections as
assigned
- Anticipate Team Leader's needs in managing client relationships
- Develop new business banking relationships
- Proactively review credit and documentation files of existing loans and scrub for completeness
- Drive the renewal/review process for matured loans and loans with annual reviews
- Communicate with clients to proactively collect current and complete financial packages for renewals and new loan requests
- Communicate directly with clients to gather relevant pending/updated financial
information
- Work independently in addressing client inquiries and requests
- Track required convenants and communicate with clients to gather required information
- Accompany Team Leader on customer calls as needed
- Make presentation to appropriate Loan Committee as requested
- Work closely with administrative assistant to coordinate new/renewal closing process and ensure compliance with regulatory requirements
- Work with and support Loan Operations Dept to ensure clients are properly serviced, loans are booked in accordance with policy and document tracking items are received
- Assist Team Leader in managing past dues loans and collecting
- Provide all necessary underwriting
Requirements:
- Minimum of 7 yrs prior banking experience
- Minimum of 3 yrs prior credit underwriting experience
- Bachelor's Degree
- Proficient with Microsoft Word and Excel
- Sound critical thinking and analytical skills
- Cogent communication skills, including speaking/presenting to a committee
- Ability to read, comprehend, and spread business financial statements
- Detail orient with strong organization skills
- Committed to a career in banking
For consideration, please email resume and cover letter to careers@firstcitrus.com. No phone calls please.