First Citrus Bank is a state-chartered commercial bank located in Tampa, Florida. The bank was capitalized at $5.6 million in 1998 and opened for business in February 1999. Independent, community owned, and staffed by long time residents, First Citrus Bank focuses its lending and banking services on businesses and individuals.

First Citrus Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and the Federal Home Loan Bank of Atlanta (FHLB). The bank offers a complete array of banking services to individual and corporate customers throughout the Tampa Bay area.

Profitable since the first full year of operation, First Citrus Bank has four convenient locations in Hillsborough County: Citrus Park, South Tampa, Brandon, and Carrollwood.

Vision

Grow First Citrus Bank to become the acclaimed independent premier bank in Tampa Bay; recognized for integrity, teamwork and professionalism.

Mission Statement

Provide premier independent community banking services to individuals, professionals, executives and entrepreneurs. Deliver banking services that go beyond customer expectations. Nurture loyal customer relationships. Proactively contribute in the community. Invest in the future through our people and workplace.

Cardinal Business Principle

Safety and soundness first.

Core Values

• Integrity
• Teamwork
• Professionalism